1 Nilla wafer crust
3 to 4 bananas, sliced
1 cup milk
1 (3.4 oz) box instant French vanilla pudding
1/2 pkg (4 oz) cream cheese, softened
1/2 can (7 oz) sweetened condensed milk
1/2 container (6 oz) frozen whipped topping thawed, or equal amount sweetened whipped cream
Layer the sliced bananas on the bottom of the crust.
In a bowl, combine the milk and pudding mix and blend well using a handheld electric mixer. Using another bowl, combine the cream cheese and condensed milk together and mix until smooth. Fold the whipped topping into the cream cheese mixture. Add the cream cheese mixture to the pudding mixture and stir until well blended. Pour the mixture over the bananas.
Refrigerate until ready to serve, at least 2 hours.